Business & Money - money

'Where does my money go?' is the common lament. Everybody is told to budget and save, to learn the difference between 'needs' and 'wants' - but how do you actually do it?
This kit provides a clever solution. An extremely useful budgetary tool for families, flatmates, couples and any combination of people living in a household, it takes the headache out of budgeting and makes it simple to manage personal finances. The kit contains tear-out (or photocopy) blank forms to get started immediately. Details of spending, costs and e... read more

The financial world is in turmoil: stock markets are crashing; banks collapsing; unemployment rising; property markets slowing and superannuation providing poor returns. Recession-proof Your Finances, by senior CHOICE journalist Alan Dooley, gives you the ammunition to get your personal finances back on track. Including great money savings tips, ideas for bulletproofing your finances, and useful contacts and web links, this book will help you to: cut spending and use your money cleverly; save and invest for short-, medium- and long... read more

Many of us put off thinking about tax and business issues as 'just too hard'. The result is that we remain unaware of opportunities to make the system work for us, rather than the other way around. In Smart Money, two experts in their field have written an easy-to-read and practical book on tax issues, business planning and investments guaranteed to assist any taxpayer to minimise tax and maximise revenues legally, ethically and easily.

Back in print, has now been brought up to date for a new generation of readers.

In New Zealand, as in many countries, the massive stockmarket crash of 1987 came on the back of an unprecedented share and property boom when it seemed that huge sums of money could be made for the asking. In this special commemorative edition to mark the 20th anniversary on 20 October 2007, Olly Newland reflects on how little and how much has changed since then. As well as giving a valuable insight into the events of the crash, he shows how it�s still possible to make a respectable living from investing in property.

If you're looking for help and encouragement on putting money aside for your later years, you will find it in Retire Right, by Joy Scandlyn. July 2007 will see the high-profile launch of KiwiSaver, the government's new package aimed at galvanising New Zealanders into the habit of saving for retirement (a time in life for which most Kiwis are woefully under-prepared). Retire Right sets out to help us plan a comfortable retirement so that we can achieve our life goals and enjoy today. Some of the issues covered in Retire Right includ... read more

Warren Buffett's Stock Portfolio is the first book to take readers deep into Warren Buffett's investment portfolio. Each of Buffett's current stock investments is analyzed in detail with information as to why Buffett found these attractive businesses and how he determined that they are good long-term investments. Each company will analyzed using the criteria outlined in Buffettology and Warren Buffett and the Interpretation of Financial Statements. The reader can then apply these techniques to a variety of other stocks and see if t... read more

Features forex market guidelines and sample trading plans. The fun and easy way to get started in currency trading. Want to capitalize on the growing forex market? This nuts-and-bolts guide gives you a step-by-step action plan for understanding and trading the forex market. It offers practical guidance and savvy tips in everything from comprehending currency quotes to using leverage, trading with fundamentals, and navigating technical analysis. It helps the reader to: identify trading opportunities; understand what drives the marke... read more

NZ author Financial expert Martin Hawes realised at the age of 50 that he needed to make his next twenty summers really count if he was going to achieve all the things he wanted to in life. In this book he shows you how to invest your money in order to fund the lifestyle you want when you retire.Most books on investment are about how to build up wealth. This book is different - it gives practical advice on how to use your investment capital to give you the income that you need when you are no longer dependent on work.Investing for... read more

This book is written for those who don't have a background in finance and accounting but who need to know how money works. Using local and international case studies, Simply Finance demystifies financial concepts and jargon so you can improve your decision-making and add value to your business.

Family Trusts in New Zealand is for anyone wanting to know: what are family trusts? -- how do they work? -- what are the advantages (and disadvantages) for me in setting up a trust? -- how do I go about setting one up? A family trust offers you the benefits, use and control of your assets and doesn't penalise you for owning them. This definitive guide brings together everything you need to know about family trusts. Clear and straight-forward, and aimed at the layperson, it will include up-to-date advice, with real-life examples and... read more

Avoid Retirement and Stay Alive is the simple message behind this potentially life-changing book. The authors' basic premise is that retirement is notion to be banished from all sensible conversation and promotes the idea that no one should retire and no one should want to retire. Quite apart from the economic reality that our respective Governments can't possibly afford the retirement we all expected when we started our working lives. Instead they say we should look at rearranging our lives to suit our changing circumstances, but ... read more

Bread, cash, dosh, dough, loot. Call it what you like, it matters now more than ever. In The Ascent of Money, Niall Ferguson shows that finance is the foundation of all human progress and the lifeblood of history. From the cash injection that funded the Italian Renaissance to the stock market bubble that sparked the French Revolution, from the bonds that fueled Britain's war effort to the Wall Street Crash and today's meltdown, this is the story of boom and bust as it's never been told before. Whether you're scraping by or rolling ... read more

Investment, in all of its different forms, is the ultimate theme of life. We think about investing in our education, our health, our businesses, investing in our children and in our careers. We also think about investing our money, the very thing that these letters are about. Investment - in all of these contexts - is interesting because it is always about the future. We do not invest for the past or even for the present - that is a ridiculous notion. We always, in whatever way we are thinking of, invest for our futures. 'Live like... read more

Over the past two years, in both global and local markets, we've witnessed the collapse of the finance sector, sharemarkets have been in free fall, and the property market in turmoil. Simply relying on your personal financial matters to look after themselves is no longer an option. Now, more than ever, we need sound, practical and well-grounded advice to keep our investments safe and productive. From Crisis to Confidence lifts the lid on what caused the credit crisis and provides invaluable investment guidance for the future. This ... read more

This revised and updated edition of Martin Hawes' bestselling book on shares has been written to help both novice and experienced investors. Anyone can make money from the sharemarket and Martin shows us how by starting with first principles and then explaining the 7 secrets to becoming a successful investor. Recent upheavals in the investment landscape mean that it is now more important than ever to understand the sharemarket and to include shares as part of a balanced investment portfolio.

Best-selling author Martin Hawes offers invaluable guidance towards beating the bank at their own game. This latest edition of Save Money on Your Mortgage has been updated and revised to meet the constantly evolving needs of new home owners and anyone currently paying off a mortgage. Hawes tells you everything the bank will not, setting you on the path to financial freedom. You will be given the chance to understand the huge difference between what you borrow and what you pay back, as well as learning how to cut your banker's profi... read more

The difference between investing successfully and unsuccessfully is huge. Why do some investors succeed while others fail? The answer is knowledge. Knowledge takes the chance out of investing. It is being aware of the big picture, of what drives investment markets. Knowledge will see you maximise the returns from your investments. Martin Hawes reveals eight investment secrets, including Buy Quality, Buy for Yield and Market Action, Reaction and Over-reaction, all of which will ensure a healthy investment outcome.

Money is important to all of us - it's inextricably linked with life because it pays for the things we want to do. The better we manage our money, the more choices and opportunities are available to us. By taking charge, deciding where we want to be in 5, 10 or 20 years' time and using the right map to get there, the odds are that we will achieve our goals. In mapping out our money we map out our future. With The Money Map, wealth coach and investment expert Martin Hawes shows you how to create a financial plan - looking at savings... read more